Investment is the investment of existing capital to obtain future profits.According to the length of time, it can be divided into short-term and medium- and long-term investment cycles.
Real estate is a real estate asset. It is different from movable assets such as stocks, cars, and works of art. As the most stable form of property among assets, real estate has always been favored by investors. favor.
1. Rental Income (Rental Income)- #{26 }The rental income of the house;
2. Capital appreciation (Capital Gain) - The value of the home itself increases.
As an investor (real estate buyer), when choosing a real estate investment project, you should: put aside personal preferences, based on your own budget, and use the income forecast as the starting point.Analyze real estate as a stock, not as your future home.There is still a difference between the choice of self-owned housing and investment housing. Of course, when buying real estate, we often consider it comprehensively. However, when it is a pure investment project, trying to avoid personal emotions will bring us a more rational judgment.
Lan Shajun summarizes investment for everyoneUK real estate The 7 key factors at the time, I hope to bring you some inspiration.
1: Lot #{66 }
The first thing to consider is of course the location!Many people say that buying a house means buying a location.But as far as the location of real estate investment is concerned, the location mentioned here is different from the general location.As we all know, location is the most important determinant of property value. 'Core, high-quality, mature' Everyone likes the location, but does everyone understand it? What kind of location is a good location for an investment project?Where is the location: whether it is a core area or a major transportation point, a well-established location with a good reputation or an emerging trendy street, the scarcity of real estate locations, and the motivating nature of surrounding areas. Factors such as this must be considered when evaluating the location.
Sometimes areas that are undervalued in the long term tend to have more investment value.For example, South East LondonSouthwarkThe real estate in the area was driven by the construction of the landmark Shard across the Thames. Behind this seemingly sudden development, there is an inevitability: leaving #{ 2}Bank is only separated by a bridge, and the surrounding cultural heritage and so on are inevitable factors for its value-added
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2: Price # {21}
In real estate investment, price can be said to play a decisive role. Price is the amount of investment. As for whether "buying is expensive" # {27}Or"It's cheaper to buy"You can't just look at how much you spend, but also the cost-effectiveness. The so-called cost-effectiveness can be judged from two aspects:
· 1）#{43 } Horizontal ratio: that is, the square foot price of new houses in the same area. Although the price of buying a house in the UK is related to the floor, view, unit type, and area, it also depends on the price. Price per square foot. It is recommended to compare it with other new properties nearby. If the unit price of the selected property is cheaper than other similar properties nearby, it proves that the house is worth the money and has high cost performance. #{46 }
· 2) #{ 58} Vertical ratio: Compare it with the price of second-hand houses of similar properties in the same location. If the price per square foot of the house you choose is similar to or not much more expensive than similar second-hand houses in the local area, then it is a good project worth investing in. . Because you don’t need to spend energy on decorating a brand new house, and new houses have NHBC construction10#{66 } 年和 Interior2 Years of warranty Most second-hand houses require you to renovate, and the financial resources and energy involved cannot be underestimated. These will Become the cost of your investment
3：Traffic
#{4 }Transportation has a direct and obvious impact on the rental price and value appreciation of houses.Compared with self-occupied properties, investment properties place more emphasis on the convenience of public transportation, especially the convenience of public commuting.
LondonCrossrail The impact on property rents and property values along the line is a typical example. The Elizabeth Line runs through London and passes through In important office areas, the speed is twice as fast as that of the subway——As soon as the news was released, rightmove data showed that properties along the line began to increase in value.
4: Surrounding facilities
Supermarket, leisure and entertainment, coffee and afternoon tea, bars and restaurants… … People living in London live a slow life with a sense of style.Whether it is the tenant or the next buyer, they are all the above-mentioned people living in London.Peripheral facilities are part of life and are particularly attractive to them.
London's Bermondsey area is a good example. This area is a gathering place for independent cafes, petty bourgeoisie, pubs and specialty restaurants, as well as It has first-class hospital medical facilities and supporting primary and secondary schools. It has been rated as a happy and livable place by the Times Daily for three consecutive years.
5：Government reconstruction plan
Government reconstruction plan They are divided into different categories such as old city renovation and brownfield renovation. The common point is that the state plans to invest to increase the value of the land.Many factors need to be considered when evaluating government reconstruction plans: the competitiveness of the new district, the historical environment of the old district, the driving real estate around the new district, government investment, location and transportation, price, surrounding environment, etc.
Canary Wharf is a typical example.In the past, Canary Wharf was an abandoned wasteland. In the late 1980s and early 1960s, a joint government enterprise launched a grand plan for London's second financial center. painting, Canary Wharf was developed.Today's Canary Wharf has developed into a financial district, a gathering place for the headquarters of famous companies, and a prime location in London.
6: Developer
When choosing a property, develop Business is also very important.Real estate is a commodity, and developers are the brand and quality guarantee of the commodity.When choosing a house overseas, because you are not familiar with the local environment and operations, it is easy to feel that there are many uncertain factors, such as communication about the delivery time, and how well the delivery standards are in place, etc.The brand reputation of the developer's historical record reduces the risk of investment.
On the other hand, the developer’s strategy and property quality guarantee the value of the property. The developer is the manufacturer and coordinator of the property The seller who completes the transaction is the provider of post-sales service. The quality and strategy of the developer are reflected in their product properties in: location considerations, community planning, environment and supporting facilities, design and quality, customer service and maintenance. , as well as various aspects such as housing delivery and reputation
7: Landscape
# {. 10} When buying a house in China, we pay more attention to the orientation and prefer south-facing houses. However, in the UK, renting and buying and selling experience shows that tenants and buyers value the view more than the orientation because new houses are modern in design and suitable for living. Standard, good thermal insulation, there will be no cold and damp problems, and they will also meet or exceed the lighting standard requirements, so the British pay more attention to the view rather than the orientation. Or perhaps the scarcity of the landscape will make the house more unique. Investment value.
We found that on the same floor, one side faces the north and sees the landmark of The Shard Building, while the other side faces south and has no view but more sunlight, the view of the Shard Building. That side is still obviously better to rent than a house facing south without a view
Affiliated: Education# { 22}
Education and school districts are often discussed as factors of property attributes. In practice, school districts will be subdivided into primary and secondary schools and universities, which will be more valued by more self-occupied buyers. Buyers who invest in primary and secondary schools should pay more attention to universities. Of course, this is related to the size of the property you invest in. The school district will be considered in combination with the above points.
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